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DAVE SOZA,
POWERHOUSE MORTGAGE

Welcome to Powerhouse Mortgage, your trusted mortgage partner known for its honest and transparent approach. With extensive industry experience, we prioritize building relationships and providing unbiased education to new buyers and homeowners. Our business is founded on the principle of never monetizing relationships or conversations. At Powerhouse Mortgage, our focus is on empowering you with knowledge rather than simply closing loans. We are dedicated to educating you on the facts and reviewing your unique situation in detail to help you make informed decisions. Our goal is to put you in a position of power when it comes to your mortgage options, ensuring you have a thorough understanding of the choices available.

First Time Home Buyers: We have Access to all first time buyer programs and their benefits.

Personalized Loan Options: We Can also get your approval for different loans such as fHA, VA, conventional, jumbo, commercial, and any other national program.

credit repair: We will help you boost your credit quickly to get the best rate so your payment is as low as possible.

Enhanced Customer Experience: We provide in-house reverse mortgage education, ensuring understanding of your new loan.

Fast and Easy: Our proven methods makes the home buying process super easy and our lending team gets your loan approval in record time.

Frequently Asked Questions

What documents do I need to apply for a mortgage?

You’ll typically need proof of income, bank statements, tax returns, and credit information. Specific requirements may vary by lender.

How much can I borrow for my mortgage?

Your borrowing amount depends on your income, credit score, down payment, and debt-to-income ratio. A pre-approval can give you a clearer estimate.

What’s the difference between a fixed-rate and adjustable-rate mortgage?

A fixed-rate mortgage has a steady interest rate throughout the term, while an adjustable-rate mortgage (ARM) has a rate that may fluctuate after an initial fixed period.

How long does the mortgage approval process take?

The timeline can vary but generally takes 15-30 days, depending on factors like document verification, appraisals, and lender-specific processes.

Testimonials

"I enjoyed working with Dave Soza. He helped our family get our first mortgage, and I appreciated him taking the time to teach me about the lending process. Thank you, DaveDavid Soza in Downey is exceptional! He guided me through the entire loan process with expertise and professionalism. I felt supported every step of the way. Highly recommend his services for home purchase or refinance."

— Leo R. / Corona, CA

"Everything about working with David was a dream. He is helpful, honest and very easy to deal with. He also got us the best deal! Could not recommend him enough. He's a master of his craft. The education that he provides is insurmountable, the trust he provides is invaluable, his professionalism and his ability to navigate the waters of the loan industry is only a small fraction of the reason I will (and do) send all of my friends, family and esteemed colleagues to David. The value he provides is unmatched."